Skip to main content

Book a meeting Client login

menu

Book a meeting Client login

Who we help
What we do
Insights
About us
Get in touch
Join our team
Client centre

Pre-retirees & retirees

You’ve done the hard part: you stayed disciplined for years while building wealth and making tough decisions.

Now as you enter retirement (or maybe you’re already retired) everything is changing.

You have questions about how much you can actually spend, and where your income comes from now. You need to reduce your tax over the next 20-30 years, and make sure that your wealth both lasts and transfers properly.

At this stage in your life, there is little room for guesswork.

We help you turn your wealth into a coordinated retirement plan built around income, tax efficiency, estate planning, and the life you want to enjoy.

Turn your savings into an income plan

This is probably the biggest shift: you’re no longer earning a paycheque. Your portfolio is now your income source. We bring structure to that.

Design tax-efficient withdrawal strategies across accounts
Coordinate RRIFs, TFSAs, pensions, and non-registered assets
Create predictable income that supports your lifestyle
Help you understand exactly what you can spend

Reduce tax over your lifetime, not just this year

Tax doesn’t stop in retirement. In many cases, it becomes more complex. We focus on the long view.

Timing withdrawals to reduce lifetime tax
Income splitting strategies where appropriate
Coordinating multiple income sources efficiently
Aligning your tax plan with your estate strategy

Plan for your family and your legacy

At this stage, it’s not just about you. It’s also about what comes next.

We help you think it through.

Build your estate for smooth wealth transfer
Prepare the next generation to handle wealth responsibly
Integrate charitable giving where it matters
Ensure your intentions are clear and executable

A relationship that carries through retirement

This is where continuity matters most. You don’t want to reset your plan, or your advisor, midway through retirement.

We’re built for the long term.

A team with a long runway ahead
Ongoing guidance as your life evolves
Direct access when decisions need to be made
Support through health changes, family events, and transitions

Create your retirement income plan

Download our free whitepaper.

What our clients say

“We feel very fortunate to have connected with Andrew at IG. He was able to untangle the mess left by my well meaning father, who saw himself as a financial planner (but wasn't) and set us up with a clean, simplified, understandable approach to managing our money. That is working for us. I feel one hundred percent confident that Andrew has our best interest in mind now we are moving into our senior years. His good character is supported by the team at IG and all the tools the organization has developed. Especially in these challenging times it is comforting to know someone like this has our back. “

– Steven L.

“It gives me great pleasure to write about my experiences dealing with Gaylor Tachauer & Associates - IG Private Wealth Management. From day one I sensed that they would be always helpful and thorough in answering my questions and dealing with problems. As a retiree I depend and lean on their vast experience to guide me on designing a portfolio that will suit my needs. I have no hesitation in recommending Andrew and his team if you are in need of wealth management services.”

– David Wong

“There is not enough words to express how wonderful Jeremy has been as our financial advisor. It has been a seamless transition from Neil to Jeremy, both who are amazing and we wouldn’t trust anyone else with our hard earned dollars. Jeremy has always gone above and beyond to assist or answer any questions at the drop of a hat and we could not ask for anyone better!”

– Alessandra & Wayne D.

Planning for a life well-lived

When your plan is properly designed, you can feel more confident about what you can spend today, what you can preserve for tomorrow, and what you can pass on to the people who matter most. Serious wealth demands serious planning. Let’s create a more intelligent way to manage what you’ve built.

Contact

Gaylor Tachauer & Associates
416-645-5191
GaylorTachauer@igpwm.ca

IG Wealth Management Inc.
Mutual Fund Division

Connect

Subscribe to our team newsletter

Location

401 - The West Mall, Suite 100
Etobicoke, ON M9C 4Y5

_{Mutual funds and investment products and services are offered through the Mutual Fund Division of IG Wealth Management Inc. (in Quebec, a firm in financial planning). Additional investment products and brokerage services are offered through the Investment Dealer, IG Wealth Management Inc. (in Quebec, a firm in financial planning), a member of the Canadian Investor Protection Fund.}

_{Insurance products and services distributed through I.G. Insurance Services Inc. (in Québec, a Financial Services Firm). Insurance license sponsored by The Canada Life Assurance Company (outside of Québec). Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company, and arranged by nesto inc. Licences: Mortgage Brokerage Ontario #13044, Saskatchewan #316917, New Brunswick #180045101, Nova Scotia #202507230; British Columbia, Alberta, Manitoba, Newfoundland/Labrador, PEI, Yukon, Nunavut, Northwest Territories. Mortgage advisors are licensed professionals and equivalent to the following titles per province: Sub Mortgage Broker/Mortgage Broker in British Columbia, Mortgage Associate/Mortgage Broker in Alberta, Associate/Mortgage Broker in Saskatchewan, Salesperson/Authorized Official in Manitoba, Mortgage Agent/Mortgage Broker in Ontario, Mortgage Associate/Mortgage Broker in New Brunswick, Associate Mortgage Broker/Mortgage Broker in Nova Scotia, or Mortgage Broker in Newfoundland & Labrador.}

Conditions of Use | Privacy | Disclosures

Proudly Canadian

© 2026 Gaylor Tachauer & Associates. All rights reserved.